AI Stock Analysis Tools User Agreement
Effective Date: [2025-6-11]
Last Updated: [2025-6-11]
I. Definition and Scope of Services
1.1 The AI stock analysis service provided by this platform (hereinafter referred to as "the Service") is an automated data analysis tool based on machine learning algorithms. It generates visual reports and statistical conclusions by processing public market data (such as historical stock prices, financial reports, and industry data), without any human investment advisory element.
1.2 The outputs of this Service are a reflection of the algorithm's identification of historical data and market patterns and do not constitute or should not be construed as:
- Explicit operational instructions for buying or selling securities
- Guarantees or projections regarding the future performance of any stock
- Professional investment advice provided by a SEBI-registered financial advisor or consultant
II. User Obligations and Prohibited Actions
2.1 You hereby confirm and agree to:
- Comprehend the inherent risks of stock investment before using this Service and possess the necessary awareness and financial capacity to manage these risks
- Make all investment decisions based on the output of this Service independently and be solely responsible for all outcomes
- Not use the analysis results to induce third-party transactions (e.g., stock tips, asset management)
2.2 The following actions are strictly prohibited:
- Altering, reverse engineering, or maliciously exploiting algorithm vulnerabilities
- Using analysis results for illegal securities activities (e.g., market manipulation, insider trading)
- Quoting conclusions out of context on social media or public forums with guarantees of profit
III. Disclaimer (Key Terms)
3.1 Algorithm Limitations Clause
- The training data for the model may not be up-to-date (e.g., delays in financial report updates), and real-time market changes may lead to irrelevant conclusions
- Unforeseen events (e.g., wars, natural calamities) may not be factored in, which can affect market responses
- Different parameter settings may lead to varied output results
3.2 Platform Liability Exemption
The platform shall not be held liable for any direct or indirect losses caused by:
- Excessive reliance on analysis results for investment actions
- Errors in data sources from securities exchanges or network transmission interruptions
- Changes in applicable laws and regulations leading to service suspension or termination
IV. Intellectual Property and Data Usage
4.1 The copyright of analysis reports generated by this Service belongs to the platform. You are authorised to use it for personal, non-commercial purposes only. Without our prior written permission, you must not:
- Bulk scrape or resell the analysis results
- Modify report content and publish it under your own name
4.2 You hereby authorise the platform to collect anonymised analysis records for:
- Optimisation and iteration of the algorithm model
- Generating aggregated data for industry trend analysis (excluding any personally identifiable information)
V. Service Changes and Termination
5.1 The platform reserves the right to adjust or terminate services for the following reasons:
- Regulatory requirements for compliance
- Major system upgrades or force majeure events
- Changes in the business model
5.2 Upon service termination, analysis reports generated by you will be retained for [90 days] for download. After this period, the platform reserves the right to delete the data.
VI. Dispute Resolution and Applicable Law
6.1 This agreement is governed by the laws of India. Disputes shall first be resolved through good faith negotiation. If negotiation fails, they will be submitted to the competent courts in [City, India] for arbitration.
6.2 If any part of this agreement is deemed invalid or unenforceable, it will not affect the validity of the remaining provisions.